Here you will find the best frugal tips that I use on a regular basis or think you should try. In no particular order:

• Live close to work
• Ride a bike whenever possible
• Cook your own food
• Buy second hand where possible
• Men: Cut your own hair (Women too if you’re adventurous!)
• Use the library
• Cancel your cable/subscription TV service
• Cancel your gym membership and exercise for free
• Shop for the best insurance, phone plan, internet deal.
• Turn off unused appliances and lights
• Buy quality tools $10×8 is worse than $70×1
• Eliminate debt
• Make your own cleaning products using vinegar power!
• When you can’t buy used, buy online
• Install solar panels
• Throw your clothes dryer on the rubbish heap
• Keep warm with more clothes
• Grow your own vegetables
• Start a price book
• Stop eating take away
• Repair your clothes
• Take your lunch to work
• Drive a second hand car
• Fix your own car
• Sell unwanted and unused items
• Wait 30 days before committing to big purchases
• Shop around for a good bank or credit union
• Negotiate a lower rate of interest on your debt
• Consider consolidating your debt as you pay it off
• Choose low fee investment vehicles like Vanguard Index Funds
• Borrow and share items with your friends
• Have a games night instead of going out
• Backpack instead of staying in a resort
• Watch less TV
• Stop smoking
• Take up a part time job
• Have shorter showers
• Save grey water to use outside
• Eat more vegetarian food
• Negotiate better pay at work
• Use vouchers and shopping dockets
• Drink less alcohol
• Use resources at work to your advantage: refrigerator, free coffee, free canteen
• Carpool if you have to drive
• Stop using your credit card if you can’t control yourself
• Set up a budget (I recommend YNAB)
• If you are near the sea: Fish, dive, spear and trap dinner

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