Think you have to spend money to have fun? Think again. Living on a really tight budget because you want to get out of debt or retire early doesn’t have to mean sitting in a dark room eating noodles. It … Continue reading
What is impulse buying? Impulse buying is unplanned spending where the decision to buy is made immediately before purchase. Impulse buying is normally motivated by emotional thinking where there is a perception that a purchase will bring a change in … Continue reading
When the goal is early retirement sometimes you have to get creative. I cut my own hair and estimate that it will save me about $2,473.87 over a ten year period, and a whole lot more by the end of my … Continue reading
Grocery shopping is one of the largest costs for early retirees and those trying to get there, because while other expenses can be cut to the bone, we all have to eat. The first thing to realize is that grocery … Continue reading
We recently received our first electricity bill for our new house. It was only for one month, but is reflective of how we have used our hot water over the last few years. We use approximately 50% of our power … Continue reading