I’m travelling for work as I write this and can’t seem to get my really fancy graphs to work on my laptop. I don’t need graphs to say that things are continuing to go well for my site and finances.
The site grew by another 15% in terms of visitor numbers and about another 100% in terms of revenue. Adsense revenue seems to be growing at an exponential rate, and every time I check it I expect it to start slowing down.
November was a great month as far as spending went. We only spent about 45% of our income for the month. All of the other numbers we track are as expected, which is nice.
I have started to use a service similar to mint, which is unfortunately only available in the US. ANZ Money Manager is similar to mint in that it aggregates your financial accounts and allows you to see all of your transactions in one place. It makes budgeting very easy, and means you don’t have to add every single transaction manually into your budget, like I used to do with YNAB.
It’s not perfect, but it is free and allows me to track and control our finances in about 10 minutes a month, not 2 hours. So far, I’m really liking it. It is pretty good at automatically categorising spending – for example it knows that if “Coles” is mentioned in a transaction, then it is likely that transaction was related to groceries.
If it gets the tagging process wrong, and you fix it, then the next time that transaction appears, or one like it, ANZ Money Manager will remember your preference from last time.
I have had a few issues though – for example my investment account didn’t display transactions properly at all. At first, they were displaying as a total of all units owned in the fund, instead of the dollar value of each individual addition. The ANZ Money Manager staff quickly fixed each small issue I’ve had, and it’s now running very smoothly.
I would recommend the service, particularly as it’s free and run by a very large bank. The security aspect of giving over your log in details is a bit scary at first, but broadly speaking I trust the ANZ bank to get it right. It’s nice not having to log into 10+ accounts to see how things are doing – having all of the information in one place saves quite a bit of time.
If you’re an Australian looking for a mint alternative, give ANZ Money Manager a go.